<?xml version="1.0" encoding="UTF-8"?>
<urlset
      xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
<!-- created with Free Online Sitemap Generator www.xml-sitemaps.com -->


<url>
  <loc>https://iffcokisanfinance.com/</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>1.00</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/customer</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/media</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/faq</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/csr</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/contact</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/careers</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/new-tractor-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/used-tractor-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/used-commercial-vehicle-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/combine-harvester-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/agri-implement-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/msme-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/scf-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/partnership</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/corporate-information</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/notices-other-disclosures</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/policies</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/about</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/our-team</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/board-committee</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/emi-calculator</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/irr-calculator</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/terms-of-use</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/privacy-policy</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/cookie-policy</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/fraud-awareness</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/fraud-awareness_h</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491526798.pdf</loc>
  <lastmod>2025-12-05T06:14:27+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491532384.pdf</loc>
  <lastmod>2025-12-05T06:15:23+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491550721.pdf</loc>
  <lastmod>2025-12-05T06:18:27+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491552533.pdf</loc>
  <lastmod>2025-12-05T06:18:45+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491556181.pdf</loc>
  <lastmod>2025-12-05T06:19:21+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/176491558489.pdf</loc>
  <lastmod>2025-12-05T06:19:44+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/social-media-updates</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/media/Shareholders-Visit</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/media/Head-Office-Inauguration</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/customer-awareness-corner-learn-before-you-borrow</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/protect-yourself-from-fraudulent-messages</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/agriculture-loan-in-india-a-complete-guide-for-farmers-in-2026</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/top-10-tractor-implements-in-india</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/top-10-powerful-tractors-in-india</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/difference-between-traditional-and-modern-farming</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/ploughing-in-agriculture</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/tractors-under-6-lakhs</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/business-loan-for-women</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/india-ke-5-best-tractors</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/top-5-best-tractor-in-india</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/what-is-a-commercial-vehicle</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/agricultural-business-ideas</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/what-is-a-rotavator</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/who-is-eligible-for-msme-loan</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/classification-of-micro-small-and-medium-enterprises-msmes-what-you-need-to-know</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/what-to-do-if-your-tractor-is-smoking-too-much</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/10-best-successful-msme-business-ideas-in-india-2025</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/top-10-uses-of-tractor-in-agriculture</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/what-is-agricultural-loans</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/importance-of-credit-score</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/maximize-loan-benefits-for-rabi</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/blog/msme-loans-their-impact-on-business-expansion</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/csr/Water-Cooler-Facilities</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/csr/Arogya-Vistaar-in-Gaya</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IFFCO%20_AR%2024-25.pdf</loc>
  <lastmod>2026-02-10T07:54:06+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1721636156691-IFFCO+Kisan+Finance+Limited-Annual+Report+2023-24-final.pdf</loc>
  <lastmod>2026-02-10T07:55:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1688548429895-IFFCO+Kisan+Finance+Limited-Annual+Report+2022-23.pdf</loc>
  <lastmod>2026-02-10T07:55:53+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664254838066-5th-Annual-Report-of-IFFCO-Kisan-Finance-Limited-for-the-FY-2021-2022.pdf</loc>
  <lastmod>2026-02-10T08:43:25+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664254876429-IKFL-4th-Annual-Report-for-the-FY-2020-2021.pdf</loc>
  <lastmod>2026-02-10T08:45:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664254923751-Annual-Report-2019-20.pdf</loc>
  <lastmod>2026-02-10T08:45:20+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664254966473-Annual-Report-2018-19.pdf</loc>
  <lastmod>2026-02-10T08:50:37+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664254993516-Annual-Report-2017-18.pdf</loc>
  <lastmod>2026-02-10T08:51:15+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2024_09_11%20Form%20MGT-7-11092024_signed%204c1f55.pdf</loc>
  <lastmod>2026-02-10T08:57:37+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2023_09_02%20Form%20MGT-7-02092023_signed%20472d4e.pdf</loc>
  <lastmod>2026-02-10T08:58:17+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2022_10_02%20Form%20MGT-7-02102022_signed%207a8d08.pdf</loc>
  <lastmod>2026-02-10T09:05:02+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2022_04_03%20Form%20MGT-7-03042022_signed%203753ba.pdf</loc>
  <lastmod>2026-02-10T09:10:39+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2021_03_16%20Form%20MGT-7-16032021_signed%2005c837.pdf</loc>
  <lastmod>2026-02-10T09:12:15+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2019_11_17%20Form%20MGT-7-17112019_signed%209e1071.pdf</loc>
  <lastmod>2026-02-10T09:15:40+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/2019_01_12%20Form%20MGT-7-12012019_signed%2006dc95.pdf</loc>
  <lastmod>2026-02-10T09:16:27+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Notice%20of%2017%20EGM%20final.pdf</loc>
  <lastmod>2026-02-10T06:04:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL-16th%20EGM%20Notice_December%2026%202024.pdf</loc>
  <lastmod>2026-02-10T06:04:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL-15th%20EGM%20Notice%20_March%2021%202024.pdf</loc>
  <lastmod>2026-02-10T06:04:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL-14th%20EGM%20Notice_January%2015%202024.pdf</loc>
  <lastmod>2026-02-10T06:04:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL-13th%20EGM%20Notice_October%2006%202023.pdf</loc>
  <lastmod>2026-02-10T06:04:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Notice%20of%20Candidature%20of%20Director%20-%20%20Ms.%20Leena%20Nair.pdf</loc>
  <lastmod>2026-02-10T07:28:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Notice%20of%20Candidature%20of%20Director-%20Mr%20Hayagreeva%20Ravikumar%20Puranam%20Reappointment.pdf</loc>
  <lastmod>2026-02-10T07:31:12+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Notice%20of%20Candidature%20of%20Director-%20Mr%20Hayagreeva%20Ravikumar%20Puranam.pdf</loc>
  <lastmod>2026-02-10T07:33:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Notice%20of%20Candidature%20of%20Director-%20Mr.%20Ranjan%20Sharma.pdf</loc>
  <lastmod>2026-02-10T07:33:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Cessation%20Of%20Directorship.pdf</loc>
  <lastmod>2026-02-10T07:40:56+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Consumer%20Education-%20SMA%20and%20NPA.pdf</loc>
  <lastmod>2026-02-10T07:41:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Salient%20Features%20of%20Internal%20Ombudsman%20Scheme.pdf</loc>
  <lastmod>2026-02-10T07:41:47+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Terms%20and%20Condition%20for%20Appointment%20of%20Director.pdf</loc>
  <lastmod>2026-02-10T07:41:54+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/PUBLIC%20DISCLOSURE%20ON%20LIQUIDITY%20RISK_sep%2025.pdf</loc>
  <lastmod>2026-02-10T06:50:13+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/PUBLIC%20DISCLOSURE%20ON%20LIQUIDITY%20RISK_June%2025.pdf</loc>
  <lastmod>2026-02-10T06:54:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL_Public%20disclosure_March%2025.pdf</loc>
  <lastmod>2026-02-10T06:54:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Public%20Disclosure%20on%20Liquidity%20Risk_dec%2024.pdf</loc>
  <lastmod>2026-02-10T06:54:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Public%20Disclosure%20on%20Liquidity%20Risk_Sep%2024.pdf</loc>
  <lastmod>2026-02-10T06:58:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1724841520561-Public%20Disclosure_June%202024.pdf</loc>
  <lastmod>2026-02-10T06:58:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1717147077427-Disclosure%20on%20Liquidity%20Risk_March%202024.pdf</loc>
  <lastmod>2026-02-10T06:58:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1717147047677-Disclosure%20on%20Liquidity%20Risk_Dec%2023.pdf</loc>
  <lastmod>2026-02-10T07:02:30+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1697713978768-Disclosure%20on%20Liquidity%20Risk_Sep%202023.pdf</loc>
  <lastmod>2026-02-10T07:02:30+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1697714001421-Disclosure%20on%20Liquidity%20Risk_June%202023.pdf</loc>
  <lastmod>2026-02-10T07:05:24+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1684845117838-Disclosure%20on%20liquidity%20risk_March%2023.pdf</loc>
  <lastmod>2026-02-10T07:05:24+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1684845096554-Disclosure%20on%20liquidity%20risk_Dec%2022.pdf</loc>
  <lastmod>2026-02-10T07:14:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1669374557424-Disclosure%20on%20liquidity%20risk_Sep%2022.pdf</loc>
  <lastmod>2026-02-10T07:14:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198335261-Disclosure-on-liquidity-risk_June-22.pdf</loc>
  <lastmod>2026-02-10T07:14:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198376416-Disclosure-on-liquidity-risk-_March-22.pdf</loc>
  <lastmod>2026-02-10T07:14:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198404346-Disclosure-on-Liquidity-Risk_Dec-21.pdf</loc>
  <lastmod>2026-02-10T07:18:33+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198425439-Disclosure-on-Liquidity-Risk_sep-21.pdf</loc>
  <lastmod>2026-02-10T07:18:33+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198443684-Disclosure-on-Liquidity-Risk_June-21.pdf</loc>
  <lastmod>2026-02-10T07:18:33+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198468863-Disclosure-on-Liquidity-Risk-March-21.pdf</loc>
  <lastmod>2026-02-10T07:18:33+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198496110-Public_Disclosure_on_Liquidity_Risk_Dep-20.pdf</loc>
  <lastmod>2026-02-10T07:21:36+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198536195-Public_Disclosure_on_Liquidity_Risk_Sep-20.pdf</loc>
  <lastmod>2026-02-10T07:21:36+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198581424-Public_Disclosure_on_Liquidity_Risk_Jun-20.pdf</loc>
  <lastmod>2026-02-10T07:21:36+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198617507-Public_Disclosure_on_Liquidity_Risk_Mar-20.pdf</loc>
  <lastmod>2026-02-10T07:21:36+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Fair%20Practices%20Code%20(003)_English.pdf</loc>
  <lastmod>2026-03-03T10:08:16+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Fair%20Practices%20Code%20(003)_Hindi.pdf</loc>
  <lastmod>2025-12-17T05:39:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Fair%20Practices%20Code%20(003)_Punjabi.pdf</loc>
  <lastmod>2025-12-17T05:41:17+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Fair%20Practices%20Code%20(003)_Telugu.pdf</loc>
  <lastmod>2025-12-17T05:42:22+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/IKFL%20KYC%20&amp;%20AML%20Policy%20v.3.pdf</loc>
  <lastmod>2025-12-17T05:43:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664197853382-Moratorium-Interest-Refund-Policy.pdf</loc>
  <lastmod>2026-03-02T18:55:26+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Corporate-Governance-Policy.pdf</loc>
  <lastmod>2026-02-23T07:22:54+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664197904657-CSR-Policy.pdf</loc>
  <lastmod>2026-03-02T18:56:06+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664197929587-Fit-Proper-Policy%20(1).pdf</loc>
  <lastmod>2025-12-17T05:53:41+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Grievance%20Redressal%20Policy_English.pdf</loc>
  <lastmod>2026-02-23T07:23:42+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Grievance%20Redressal%20Policy%20-%20Hindi.pdf</loc>
  <lastmod>2025-12-17T06:08:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Grievance%20Redressal%20Policy%20-%20Punjabi.pdf</loc>
  <lastmod>2025-12-17T06:08:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Grievance%20Redressal%20Policy%20-%20Telugu.pdf</loc>
  <lastmod>2025-12-17T06:08:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664197974473-POSH-Policy.pdf</loc>
  <lastmod>2025-12-17T06:08:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664197997073-Related-Party-Transaction-Policy.pdf</loc>
  <lastmod>2025-12-17T06:21:40+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198019431-Vigil-Mechanism.pdf</loc>
  <lastmod>2025-12-17T06:21:40+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1664198046554-Payment-Appropriation-Policy.pdf</loc>
  <lastmod>2025-12-17T06:24:05+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/1721212667953-MITC%20Revised.pdf</loc>
  <lastmod>2025-12-17T06:24:05+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/moratorium-policy</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/SARFAESI%20Act%20-%20Feb%202026.pdf</loc>
  <lastmod>2026-02-23T07:24:40+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Nomination%20and%20Remuneration%20Policy.pdf</loc>
  <lastmod>2026-02-23T07:25:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Policy%20for%20Appointment%20of%20the%20Statutory%20Auditor_Final.pdf</loc>
  <lastmod>2026-02-26T09:37:39+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Policy%20for%20Pricing%20of%20Loans.pdf</loc>
  <lastmod>2026-02-18T08:58:56+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/A-Booklet-on-The-Modus-Operandi-of-Fraudsters.pdf</loc>
  <lastmod>2026-02-26T07:09:45+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/public//storage/media/Raju-and-40-thieves-RBI-Ombudsman-Mumbai%20II_Mobile%20landscape.pdf</loc>
  <lastmod>2026-02-26T07:11:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://iffcokisanfinance.com/media/South-Korea-Visit</loc>
  <lastmod>2026-03-03T12:31:35+00:00</lastmod>
  <priority>0.51</priority>
</url>


</urlset>