Customer e-Services
Important Documents
Tractor Loan
- Application Form with Photograph
- Complete KYC of Applicant (s) and Guarantor (s) as applicable
- Land Ownership Proof (wherever applicable)
- Income Documents as applicable
- Other documents (wherever applicable)
- Repayment Track Record
- Registration Certificate of existing asset
- Invoice in case of the New Tractor
Implements
- Application Form with Photograph
- Complete KYC of Applicant(s)
- RC Copy of Tractor
- RTR of Tractor
- Invoice of the implement
Combine Harvestor
- Application Form with Photograph
- Complete KYC of Applicant (s) and Guarantors (s) as applicable
- Land ownership Proof
- Existing Asset Details, Invoice and Registration Certificate of existing assets
- Income Documents as applicable
- Repayment Track Record if applicable
- Banking Details
- Invoice of the new Harvester
Used Commercial Vehicle Loan
- Application Form with Photograph
- Complete KYC of Applicant (s) and Guarantor (s) as Applicable
- Registration Certificate of existing asset
- Income Documents applicable as per profile
- Banking Details
- Land Ownership Proof- wherever applicable
- Repayment Track Record- If applicable
- Vehicle Fleet details wherever applicable
- Vehicle Fitness Certificate and Road Tax Permit
Schedule Of Charges
| Schedule Of Charges | |||||
| Particulars | Charges Details | Time of Payment | |||
| Processing Fee (Including documentation charges) | As per scheme (up to 3 %) + up to INR 1000 for documentation | Non-Refundable charges are to be paid prior to disbursal. | |||
| Stamping Charges | INR 1000 per agreement | Non-Refundable charges are to be paid prior to disbursal. | |||
| Cheque/NACH Bouncing charges | INR 250/- per bouncing | Immediately post any Instance of Bounce | |||
| Late Payment Charges | 6% P.A, above current applicable interest rate | Every time payment is delayed and to be paid on the overdue amount until cleared | |||
| Collection Visit Charges | INR 250/- on every instance | Per Instance of the Collection visit | |||
| Loan Foreclosure Charges | 3% of Outstanding Unbilled Principal | At Foreclosure | |||
| Prepayment/Part Payment Charges | 3% of Outstanding Unbilled Principal | Every instance of part-payment | |||
| Statement Charges (Foreclosure/ Statement of Accounts/Amortization Schedule) | Nil | Ad Hoc/ As required | |||
| Duplicate NOC | INR 500 | Per Request | |||
| Swapping Charges | Nil | NA | |||
| Cash Handling Charges | 0.5 percent of Cash collected | Every instance of cash collection | |||
| Legal, Repossession & Incidental Charges | At Actuals | Ad hoc basis cost incurred on recovering Due from Delinquent accounts | |||
*The above charges are exclusive of any taxes or other statutory charges as mandated by the Govt. from time to time.
Declaration for Signing in Vernacular Language
Customer Testimonials
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Life Insurance
Life Insurance
Our company partners provide Life Insurance plans that cover the insured member and assist their families in case of any unfortunate event of death. Through our partners we provide a onetime premium based life insurance policy which is valid for the entire duration of the loan. The plan works in a simple manner where the member just has to choose the coverage term, pay the premium and stay protected.
- Attractive pricing
- Speedy processing: issuance as well claim