About Us

About IFFCO Kisan Finance

IFFCO Kisan Finance Ltd (Kisan Finance) is a company promoted by Indian Farmers Fertiliser Cooperative Limited (IFFCO), a unique organization working tirelessly for the farmers of the country for more than half a century. Founded in 1967 with just 57 cooperatives, it is today an amalgamation of over 36,000 cooperative societies with diversified business interests ranging from General Insurance to Rural Telecom apart from the core business of manufacturing and selling fertilisers. With every third bag of Urea and every fifth bag of complex fertilisers being produced or distributed by IFFCO, it has a commanding market share across the nation. IFFCO is well known as an ethical and transparent organisation, with the interest of the farming community being its sole focus.

Financial inclusion has been recognised as an essential driver behind sustained growth of the Indian economy as it helps uplift huge swathes of masses to a higher standard of living. Keeping this in mind, IFFCO promoted IFFCO Kisan Finance Ltd in December, 2017 order to provide highest quality of service to customers in a cost effective, efficient and ethical manner.

At IFFCO Kisan Finance, we strive for two goals:

Fulfilling Dreams

Our aim is to bring Financial Inclusivity to the last mile, by providing access to financial services to the rural population and helping our customers realize their dreams.

Transforming Lives

IFFCO Kisan Finance is committed to providing the highest quality of service to our customers in a cost-effective, efficient and ethical manner.

Our employees have a strong set of values and strive to work with the highest degree of professionalism and dedication, ensuring that they uphold the high standards IFFCO has maintained while serving rural India all these years.

Our Journey

IFFCO Kisan Finance (formerly Kisan Rural Finance Limited) obtained an NBFC licence in July, 2018 and commenced its journey with tractor loan product initially in Madhya Pradesh, Rajasthan and Uttar Pradesh. Gradually, it has added Bihar, Telangana, Andhra Pradesh, Haryana and Chhattisgarh in its area of operations.

2017-2018

Incorporated as Kisan Rural Finance Limited on 7 December, 2017.

2018-2019

June, 2018: Got RBI License

July, 2018: Started operations in Madhya Pradesh and Rajasthan

October, 2018: Started operations in Uttar Pradesh

Disbursed 143 Cr.

2019-2020

October, 2019: started operations in Bihar

January, 2020: Name changed to IFFCO Kisan Finance Limited
Disbursed 408 Cr

2020-2021

August, 2021: started operations in Andhra Pradesh & Telangana

AUM of 600 Cr.

Disbursed 320 Cr

2021-2022

March, 2022 started operations in Haryana & Chhattisgarh

Harvester loan product rolled out

Wholesale Lending Product rolled out

AUM – 884.46 Cr

Disbursed 526.10 Cr

2022-2023

AUM: 1226.46 Cr

Disbursed: 768.57 Cr

Product Diversification

2023-2024

AUM: 1565.21 Cr

Disbursed: 870.02 Cr.

Product Diversification

2017-2018

2018-2019

2019-2020

2020-2021

2021-2022

2022-2023

2023-2024

Mission

Fulfilling Dream: Our aim is to bring Financial Inclusivity to the last mile, by providing access of financial services to the rural population and helping them realize their dreams.

Vision

Transforming Lives: We are committed to providing the highest quality of service to our customers in a cost-effective, efficient and ethical manner. Our committed service is making a self-reliant rural India a reality.