Terms of Use

Website Terms Of Use

Thank you for visiting this website (kisanfinance.com).

These website terms of use (“Terms”) apply to your usage of this website AND any & all other websites operated by IFFCO Kisan Finance Limited (a 'Site'),

Please note that these Terms apply, regardless of the means of delivery of the Site to you.
By using the Site, you indicate that you have read and accept these Terms and agree to abide by and be bound by these Terms (as modified from time to time). If you do not accept these Terms, please refrain from using the Site.

Please note that we may change these Terms from time to time without notice so you should review them each time that you visit the Site.

We draw your attention to the limitations on liability contained in clause 10 below.

1 About us

IFFCO Kisan Finance Limited (Kisan Finance) is a company promoted by Indian Farmers Fertilisers Cooperative Limited (IFFCO).

IFFCO Kisan Finance obtained an NBFC licence in July, 2018 and commenced its journey with tractor loan product initially in Madhya Pradesh, Rajasthan and Uttar Pradesh. Gradually, it has added Bihar, Telangana, Andhra Pradesh, Haryana and Chhattisgarh in its area of operations.

2 Contacting us

If you suspect misuse of the Site or if you consider your intellectual property has been unlawfully featured on the Site please contact:

it.governance@kisanfinance.com,

IFFCO House, 34, Nehru Place, New Delhi-
For general comments on the Site, or to seek permission to do anything prohibited by or not contained in these Terms, or which requires our prior consent or agreement, you can contact us following the instructions found on the Find out more page on the Site.

3 Using the Site

3.1 Access to the Site is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide on the Site or part of the Site without notice. We will not be liable or responsible if for any reason the Site is unavailable at any time or for any period.

3.2 The information and materials on the Site are not intended to amount to advice on which reliance should be placed by you. As such, we disclaim all liability and responsibility arising from any reliance placed on such information and materials by any visitor to the Site, or by any person who may be informed of any of its content.

3.3 You may view (and, where applicable, listen to) the content and applications available on the Site for your own private non-commercial use. You must not use or allow others to access or use, all or any part of our Site or the contents and/or applications on it for commercial purposes without our permission. Use of all or any part of our Site or the contents and/or applications on it for commercial purposes shall be subject to separate terms and conditions and may be subject to a fee.

3.4 You may occasionally print individual webpages on the Site for your private non-commercial use, provided that such printing is not substantial or systematic and our trademarks, copyright notices and trademark notices are not removed.

3.5 From time to time we may restrict access to some parts of the Site, or the entire Site, to users who have registered with us. Registered users may customise some of the Site's features to create personalised areas of the Site for their own private non-commercial use. Users must not otherwise alter, adapt or reverse engineer any part of the Site.

3.6 Unless otherwise stated in these Terms, you must not (whether directly or indirectly):

3.6.1 distribute, transmit, syndicate, sell or offer to sell or otherwise make available all or any part of the Site or any content, files, feeds or data from the Site, whether publically available or not; or

3.6.2 copy, download, or store any content, files, feeds or data from the Site, whether publically available or not, to make or populate a database or publication of any kind whatsoever, provided that for the avoidance of doubt this is not intended to restrict copying of an insubstantial part of any such material or where you are able to show ‘fair’

3.7 You may only play video or audio files using the media player on the Site or on the website of one of our licensees who is displaying such material with our authorisation.

3.8 If you would like to “share” a story, an application, or other content from our Site with somebody, please use the 'Send to a Friend' facility or “share” function (or such other similar feature) on the Site, or you may email a link to the Site to your friend or simply ask them to visit the Site. Please ensure that you have their consent before entering the details.

3.9 Users should be aware that content and resources may be removed from the Site with or without notice at any time and we accept no responsibility or liability for any reliance by the user on the continued availability of any content or resources on the Site.

3.10 Users, whether or not registered, must not abuse our ‘Report this Comment’ facility (or such other similar feature) (such as, without limitation, by making malicious reports).

4 Your Content

4.1 The Site may offer you the opportunity to submit, post, display, transmit, perform, publish, distribute or broadcast content and materials, including, without limitation, photographs, text, music, video, audio recordings, computer graphics, pictures, data, questions, comments, suggestions or personally identifiable information (“Content”). You retain ownership of any intellectual property rights that you hold in the Content.

4.2 You grant to us a royalty-free, non-exclusive, perpetual, irrevocable license to use, copy, edit, adapt, publish, reproduce, translate, sub-license, create derivative works from, make available, communicate, display, store and distribute your Content (in whole or part) and/or to incorporate it in other works in any form, format, media, or technology now known or later developed (including without limitation in print, digital and electronic form) throughout the world in accordance with the provisions of these Terms. By submitting your Content, you warrant that you have the right to grant this license. To the extent permitted by law, you waive all moral rights in your Content. To the extent that you are unable to waive any such moral rights, you agree not to assert the same.

4.3 It is our sole discretion whether or not we choose to publish or otherwise make available Content on the Site.

4.4 For the avoidance of any doubt, you acknowledge and agree that we may:

4.4.1 continue to publish all or part of your Content even if you change your mind and want us to remove it and/or you are no longer registered with the Site;

4.4.2 remove your Content at our sole discretion (even if you have not breached these Terms);

4.4.3 use all or part of your Content in promoting our products and services;

4.4.4 reproduce your trademarks, trade names, service marks, logos, domain names or other identifying signs or images;

4.4.5 publish and/or distribute widgets and other applications similar to yours and bearing our or another user's branding or logo without any liability or responsibility to you;

4.4.6 modify your Content in any way at our sole discretion.

4.5 Notwithstanding 6.5, you acknowledge that we are not responsible for checking, monitoring or moderating any Content and you remain solely responsible for all Content that you upload or submit.

4.6 By uploading or submitting Content to the Site, you warrant and represent that you are the sole author of and owner of all proprietary rights in the Content. If the Content includes any material proprietary to a third party, you warrant that you have obtained the permission of such third party owners to use their material in accordance with the provisions of these Terms.

4.7 You warrant and represent that your Content will not be inappropriate. Without limitation, Content will be considered inappropriate if:

4.7.1 It is defamatory, plagiarised, abusive, malicious, threatening, false, misleading, offensive, insulting, discriminatory, profane, harassing, racist, sexist, indecent, obscene, pornographic or hateful;

4.7.2 It is in breach of confidentiality or another person’s privacy,

4.7.3 It prejudices any active legal proceedings of which you are aware;

4.7.4 It contains accusations of impropriety or personal criticism of our staff;

4.7.5 It infringes any intellectual property rights proprietary to us or any other third party;

4.7.6 It is technically harmful (including without limitation computer viruses, logic bombs, trojan horses, worms, harmful components, corrupted data or other malicious software, harmful data or conduct);

4.7.7 It advertises or promotes any product or service or makes any requests for donations or financial support;

4.7.8 It is spam or junk content;

4.7.9 It impersonates another person or otherwise misrepresents your identity, affiliation or status;

4.7.10 It would be considered a criminal offence, or gives rise to civil liability, or is otherwise unlawful; and/or

4.7.11 is in breach of these Terms

4.8 You must not attempt to avoid or undermine any protections we put in place for the security and operation of the Site.

4.9 You must not attempt to gain unauthorised access to our Site, the server on which our Site is hosted or any server, computer or database connected to our Site or to attack our Site via a denial of service attack. By breaching the provisions of this clause, you may be committing a criminal offence. We shall report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them and your right to use our Site shall immediately and automatically cease.

4.10 Unless you have our express permission to do so, you must not re-submit any Content or other material or applications which have previously been removed.

4.11 You shall indemnify us on demand and keep us indemnified against all liabilities, losses, damages, costs, claims and expenses (including any professional costs and expenses) suffered or incurred by us arising out of or in connection with any breach or alleged breach by you of this clause 6.

4.12 You undertake to defend us from and against any claim or action by a third party that the use or possession of any Content submitted or uploaded to the Site by you infringes the intellectual property of such third party (“IPR Claim”), and shall on demand indemnify us and keep us indemnified against all liabilities, losses, damages, costs, claims and expenses (including any professional costs and expenses) suffered or incurred by us arising out of or in connection with any such IPR Claim.

5 Third party content

We are not liable or responsible for any third party content on the Site. Third party content includes, for example, comments, blogs and articles posted by any other third parties, Content, the content of advertisements, applications posted by other third parties and content accessed through applications.

6 Intellectual Property Rights

6.1 For the avoidance of doubt, we are the owner or the licensee of all intellectual property rights in our Site. All such rights are reserved.

6.2 We acknowledge and agree that you retain ownership in any copyright you may have in the Content you submit or upload to the Site.

6.3 We respect the intellectual property rights of others, and we request that our visitors do the same. If you think your work has been copied in a manner that constitutes copyright infringement, you may notify our copyright agent, who can be reached at:

it.governance@kisanfinance.com
c/o IFFCO Kisan Finance Limited.
IFFCO House, 34, Nehru Place, New Delhi-110019

7 Maintenance of the Site

7.1 You acknowledge and agree that from time to time we may need to:

7.1.1 fix defects and errors in the Site;

7.1.2 install updates and undertake general diagnosis and maintenance of the Site; and

7.1.3 undertake emergency maintenance and/or suspend access to the servers and that as a result of which the Site may be less accessible or unavailable to you from time to time.

8 Severance

If any court or competent authority finds that any provision of these Terms (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these Terms shall not be affected.

9 Variation

We may revise these Terms at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these Terms may also be superseded by provisions or notices published elsewhere on the Site.

10 Jurisdiction and applicable law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of India and Delhi.