Any Individual desirous in availing a retail loan for purchase of new tractor, used tractor, new harvester, agri-Implements and Used Commercial Vehicles (SCV and LCV) or any institution interested in availing a term loan facility from IFFCO Kisan Finance Limited. The loan will be provided on the basis of Income sources furnished and/or landholding along with supporting documents as applicable at the time of application.

Who is eligible for a loan from IFFCO Kisan Finance Limited?

A down payment is an initial payment made by the customer for the purchase of a tractor. It’s a balance between tractor price and loan amount.

What is down payment?

You can visit our branches or give a missed call on 9650818181 or can reach our toll free customer care at 18002035972 (Mon-Sat, 9:30 AM to 6 PM) or write to us at care@kisanfinance.com

How can I apply for a loan?

Yes, the loan is provided for all leading manufactures in India.

Can I get a vehicle or implement loan for any brand or manufacturer?

We prefer minimum documentation according to the loan amount and profile. Flexible and structured repayment according to the cashflow and suitability of the customer. We have a strong network of sales professionals. Transparency in all transactions dealing with the customer from sourcing to payment. We have digital and technology driven process for quick loan disbursal.

Why should I choose IFFCO Kisan Finance Ltd for availing a loan?

General Enquiry

The requirement of a guarantor depends upon the type of loan, loan amount & credit worthiness of the borrower.

Is a guarantor required for availing the loan?

Yes, but income mitigates shall be available at the time of verification in absence of proper income documents.

Can I take a loan without income proof or business proof?

Yes, our executive will check how many instalments were delayed for the payment and if in case there was a payment delay/lapse of 1-2 instalments with a valid reason, the loan application can be considered again depending upon total satisfactory repayment record during the entire tenure history.

Previously applicant has availed the loan from Bank X for a tractor, for which some instalments were not paid back on time and subsequently foreclosed. Would it be possible to avail loan on the same tractor again?

The documents required for availing a loan depends on the type of loan which includes documents like KYC of the applicants, Income documents, Bank details of the applicants, asset details of the asset to be financed and Land ownership proof (if applicable), etc.

Which documents are required to avail a loan?

Yes, individuals shifting to  own house,salaried persons transferred to other location,shiftting house within same locality for temporary reasons, family partitionwith a residence stability of less than 6 months can avail a loan. 

Can I get the loan if I have been staying at my current residence for less than 6 months?

No, it’s not required to mortgage any land or property. Only hypothecation endorsement on Vehicle is required in favor of IFFCO Kisan Finance Ltd.

For availing vehicle loan, do I need to mortagage my land/property?

Documents and Eligibility

We have a wide range of funding possibilities depending upon the type of the loan.

What are funding ranges available?

Loans are usually disbursed in 2 - 3 working days subject to timely submission of all necessary documents. 

Please Note:- Sanction of loans are subject to credit discretion and based on our internal policies


How much time will it take for loan disbursal?

The maximum loan amount depends upon the type of loan to be availed. 

What is the maximum loan amount I can borrow?

A minimum period of 11 months and a maximum of 60 months, depending upon depending upon the loan type.

What are the loan tenure options available?

Loan Process

Loan instalments can be repaid through NACH (National Automatic Clearance House from the customer’s bank account provided at the time of loan booking). Also we have various digital channels like link based payment gateways and web based payment gateways available for repayment.

How will I repay my loan instalments?

Flexible repayment options matching the cashflow of the borrower are available  and it can be monthly,  quarterlyor half yearly.Structured repayment in the form of small and large installments are also available. 

What is the repayment frequency for the loan?

Loan Repayment

The Customer Care can be contacted at our Toll Free No. 18002035972
(Mon-Sat, 9:30 AM to 6 PM). Additional we can be reached out at care@kisanfinance.com

How can I contact customer care in case of queries or issues?

In order to change your address/contact details in our records, you can contact us at our toll free customer care number 18002035972
(Mon-Sat, 9:30 AM to 6 PM) or write us at  care@kisanfinance.com.

How can I get my address/contact details changed in my loan account?

Complaints/Queries/Issues

You may obtain the letter for no objection for the issuance of duplicate ‘Registration Certificate’ by contacting us at our toll free customer care number 18002035972 (Mon-Sat, 9:30 AM to 6 PM) or write us at  care@kisanfinance.com.

How do I obtain a NOC if my ‘Registration Certificate’ is mutilated and I wish to apply for a duplicate ‘Registration Certificate’ for a vehicle under finance with IFFCO Kisan Finance?

Foreclosure charges will be applicable as 3% on Principal Outstanding + applicable GST

If I want to repay the loan earlier than the due date, then what will be the foreclosure charges?

You may obtain the NOC for a duplicate ‘Registration Certificate’ for your vehicle loan, by contacting our relationship executive.

How do I obtain a NOC if I have lost my ‘Registration Certificate’ for a vehicle under finance with IFFCO Kisan Finance?

Customer can choose to pre-pay twice during the original tenure of the loan. Customer has been given the option to pre-pay once in a year (12 months), amount not exceeding 25% of principal outstanding. Applicable Part prepayment charges will be 3% on part prepayment amount + applicable GST. Reduction in tenor will be done while adjusting the part prepayment towards Principal Outstanding.

Can I make part payment (prepayment)?

Account maintenance/Closure

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We are committed to provide highest quality of service to our customers.

Fees & Charges

Customer Testimonials

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and typesetting industry.

IFFCO Kisan Finance Ltd (Kisan Finance) is a company promoted by Indian Farmers Fertiliser Cooperative Limited (IFFCO)

Downloads

<ol>
	<li>Application Form with Photograph</li>
	<li>Complete KYC of Applicant (s) and Guarantor (s) as applicable</li>
	<li>Land Ownership Proof (wherever applicable)</li>
	<li>Income Documents as applicable &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</li>
	<li>Other documents (wherever applicable)&nbsp;
	<ol>
		<li>Repayment Track Record</li>
		<li>Registration Certificate of existing asset</li>
	</ol>
	</li>
	<li>Invoice in case of the New Tractor</li>
</ol>


<ol>
	<li>Application Form with Photograph</li>
	<li>Complete KYC of Applicant(s)&nbsp;</li>
	<li>RC Copy of Tractor</li>
	<li>RTR of Tractor</li>
	<li>Invoice of the implement</li>
</ol>


<ol>
	<li>Application Form with Photograph</li>
	<li>Complete KYC of Applicant (s) and Guarantors (s) as applicable</li>
	<li>Land ownership Proof</li>
	<li>Existing Asset Details, Invoice and Registration Certificate of existing assets</li>
	<li>Income Documents as applicable &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</li>
	<li>Repayment Track Record if applicable</li>
	<li>Banking Details &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</li>
	<li>Invoice of the new Harvester&nbsp;</li>
</ol>


<ol>
	<li>Application Form with Photograph</li>
	<li>Complete KYC of Applicant (s) and Guarantor (s) as Applicable</li>
	<li>Registration Certificate of existing asset</li>
	<li>Income Documents applicable as per profile</li>
	<li>Banking Details</li>
	<li>Land Ownership Proof- wherever applicable &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</li>
	<li>Repayment Track Record- If applicable &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</li>
	<li>Vehicle Fleet details wherever applicable &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</li>
	<li>Vehicle Fitness Certificate and Road Tax Permit</li>
</ol>


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Important Documents

Our company partners provide Life Insurance plans that cover the insured member and assist their families in case of any unfortunate event of death. Through our partners we provide a onetime premium based life insurance policy which is valid for the entire duration of the loan. The plan works in a simple manner where the member just has to choose the coverage term, pay the premium and stay protected.

Life Insurance

Access customer information at IFFCO Kisan Finance. Learn more about kisan loans, tractor finance, and other agricultural loans.

Customer Info - IFFCO Kisan Finance

Customer Information<br/>Centre

Schedule Of Charges

Declaration for Signing in Vernacular Language

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We are committed to provide highest quality of service
to our customers

Frequently Asked Questions

General Enquiry

Who is eligible for a loan from IFFCO Kisan Finance Limited?

How can I apply for a loan?

Why should I choose IFFCO Kisan Finance Ltd for availing a loan?

What is down payment?

Can I get a vehicle or implement loan for any brand or manufacturer?

Documents and Eligibility

Is a guarantor required for availing the loan?

Previously applicant has availed the loan from Bank X for a tractor, for which some instalments were not paid back on time and subsequently foreclosed. Would it be possible to avail loan on the same tractor again?

Can I get the loan if I have been staying at my current residence for less than 6 months?

Can I take a loan without income proof or business proof?

Which documents are required to avail a loan?

For availing vehicle loan, do I need to mortagage my land/property?

Loan Process

What are funding ranges available?

What is the maximum loan amount I can borrow?

How much time will it take for loan disbursal?

What are the loan tenure options available?

Loan Repayment

How will I repay my loan instalments?

What is the repayment frequency for the loan?

Complaints/Queries/Issues

How can I contact customer care in case of queries or issues?

How can I get my address/contact details changed in my loan account?

Account maintenance/Closure

How do I obtain a NOC if my ‘Registration Certificate’ is mutilated and I wish to apply for a duplicate ‘Registration Certificate’ for a vehicle under finance with IFFCO Kisan Finance?

How do I obtain a NOC if I have lost my ‘Registration Certificate’ for a vehicle under finance with IFFCO Kisan Finance?

If I want to repay the loan earlier than the due date, then what will be the foreclosure charges?

Can I make part payment (prepayment)?

Life Insurance

Life Insurance